Lee Gilley represents financial institutions, including banks, mortgage companies, debt collectors, small dollar lenders, and payment systems providers (credit cards, debit cards, prepaid cards, mobile payments, etc.) in litigation and regulatory matters related to compliance with the Card Act, ECOA, EFTA, FCRA, FDCPA, GLBA, HPA, RESPA, TILA, TCPA, CFPB regulations, and numerous other state laws and regulations. Lee is a member of Bradley’s Banking and Financial Services Practice Group, as well as the firm’s Payments and Small Dollar & Unsecured Lending industry teams.
Lee advises clients during examinations and investigations conducted by the CFPB, state financial regulators, state attorneys general, the Department of Housing and Urban Development (HUD), the Department of Justice (DOJ), the Office of the Comptroller of the Currency, and the Board of Governors of the Federal Reserve. He has worked with clients to successfully challenge exam findings and, where appropriate, resolve issues through settlement. Lee frequently represents clients in sensitive internal compliance reviews and investigations where he works closely with business, legal, and compliance leaders to identify process issues and develop workable solutions. He routinely advises clients on unique issues associated with Consent Order compliance.
Lee’s work on these high-risk, sensitive matters allows him to interact with top executives in the financial services industry, including chief executive officers, chief financial officers, chief compliance officers and general counsel, as well as senior officials at various regulators. These interactions combined with his experience in examinations, investigations, and bet-the-company matters allow him to provide unique, practical insights regarding regulatory expectations and industry practices that go beyond the words of the legal requirement at issue.
Anti-Money Laundering | Banking and Financial Services | Consumer Financial Protection Bureau (CFPB) | Credit Card Services | Examinations and CIDs | Fintech | Government Enforcement and Investigations | Litigation | Payment Systems | Payments | Regulatory Compliance | Small Dollar and Unsecured Consumer Lending | State Attorneys General and Regulators
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