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Spilman Thomas & Battle, PLLC

Angela L. Beblo

Angela L. Beblo



  • Energy Law
  • Litigation
  • Consumer Finance

WSG Practice Industries


Spilman Thomas & Battle, PLLC
West Virginia, U.S.A.

Ms. Beblo's primary areas of practice are consumer finance and litigation.

Bar Admissions


  • West Virginia State Bar
  • West Virginia Supreme Court of Appeals
  • United States District Court for the Southern District of West Virginia


  • Bucknell University, B.S./B.A., minor in International Relations, cum laude, 2002
  • University of Pittsburgh School of Law, J.D., Certificate in International and Comparative Law, Certificate in Intellectual Property and Technology Law, 2006
Areas of Practice

Consumer Finance | Energy Law | Litigation | OSHA & MSHA

Professional Career

Significant Accomplishments

  • Representing and counseling
  • Representing and counseling clients regarding numerous federal and state consumer protection laws, including the Fair Debt Collection Practices Act, Telephone Consumer Protection Act, Fair Credit Reporting Act, Gramm-Leach-Bliley Act, Truth in Lending Act, Regulation Z, Real Estate Settlement Procedures Act, the National Bank Act, West Virginia Consumer Credit and Protection Act, Uniform Commercial Code, and state unfair and deceptive practices
  • Defending financial institutions and other creditors in individual and class action litigation involving alleged violations of state and federal consumer protection laws in connection with home mortgage loans, student loans, unsecured loans, automobile financing, credit card accounts, and consumer credit sales
  • Assisting as national counsel and managing local counsel in litigation involving state and federal consumer protection laws pending in various states
  • Handling all aspects of litigation in consumer finance cases, including hearings, arbitrations, mediations, depositions, interviews, motions, discovery requests, responses to discovery requests, third-party discovery, dispositive and non-dispositive motions, pre-trial motions and submissions, and settlement agreements
  • Researching various legal issues and providing guidance to clients based upon research results



  • Presenter, “Tips for Effective Settlement Negotiations and Mediation,” Institute for Paralegal Education, October 2010
  • Articles

    Publications & Presentations

    • Co-Author, "Servicemembers Civil Relief Act: Protections Against Default Judgments," West Virginia Banker, Winter 2012
    • Co-Author, "Servicemembers Civil Relief Act: Purpose and Coverage," West Virginia Banker, Summer 2012
    • Co-Author, "Servicemembers Civil Relief Act: Background, Provisions, and Why Compliance is Important," published in Conference on Consumer Finance Law, Quarterly Report, Vol. 66 Nos. 1 and 2, 2012 and in West Virginia Trial Counsel Annual Meeting Notebook, April 2012
    • Co-Author, "How will the West Virginia Court rule in the wake of Concepcion and Marmet?" West Virgina Trial Counsel Annual Meeting Notebook, April 2012
    • Co-Author, "Servicemembers Civil Relief Act: What It Is and Why Compliance Is Important," West Virginia Banker, Spring 2012
    • Co-Author, "Damages Recoverable Under the WVCCPA," West Virginia Banker, Winter 2011
    • Co-Author, "Defenses, Damages, and Attorney's Fees and Costs Under the WVCCPA," West Virginia Banker, Fall 2011
    • Co-Author, "Debt Collection Claims: Typically Asserted by Plaintiffs Under the WVCCPA," West Virginia Banker, Summer 2011
    • Co-Author, "Consumer Protection: West Virginia Debt Collection Provisions," West Virginia Banker, Spring 2011
    • Co-Author, "The Decline of Dunlap: Enforcement of Arbitration Provisions in Consumer Contracts are Gaining Ground in West Virginia," March 2011
    • Presenter, “Tips for Effective Settlement Negotiations and Mediation,” Institute for Paralegal Education, October 2010
    • Co-Author, “Tips for Effective Settlement Negotiations and Mediation,” Institute for Paralegal Education, June 2010
    • Co-Author, “Post Cuomo: The Floodgates Have Not Opened and Watters Still Predominates,” American Bar Association Business Section electronic publication, December 2009
    • Author, “Communications with lower-level managers and employees and former employees: when does the attorney-client privilege apply?,” West Virginia Defense Trial Counsel Annual Meeting Notebook, April 2008
    • Co-Author, “An Overview of Strategies and Unique Issues Involving Consumer Finance Class Actions,” American Conference Institute’s Sixth Annual National Advanced Forum on Consumer Finance Class Actions and Litigation, 2006


    Banking on This: Spilman Mortgage & Consumer Banking Report
    Spilman Thomas & Battle, PLLC 

    This blog addresses mortgage regulations and consumer lending issues impacting financial institutions and businesses from a legal perspective. Postings largely focus on the legal environment in North Carolina, Virginia, West Virginia and Pennsylvania, but often address issues of import to a...

    INGOTS: Raw Thoughts and Unpolished Ideas
    Spilman Thomas & Battle, PLLC 

    Spilman Thomas & Battle, PLLC is a full-service law firm offering a broad range of practices, spanning litigation and corporate law, for clients large and small. Founded in 1864, Spilman has offices in Pennsylvania, West Virginia, Virginia and North Carolina. This blog is updated and maintained by...

    WSG's members are independent firms and are not affiliated in the joint practice of professional services. Each member exercises its own individual judgments on all client matters.

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