Practice Expertise

  • Insurance Coverage
  • Litigation
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Areas of Practice

  • Insurance Coverage
  • Litigation
  •  
  •  

WSG Practice Industries

Profile

Latosha provides efficient insurance solutions for policyholders.

Latosha delivers comprehensive end-to-end counsel, providing advice to clients from policy procurement to claims resolution and payment to, if necessary, alternative dispute resolution or litigation of coverage disputes. She regularly advises and represents clients on all major forms of insurance coverage, including cyber, directors and officers liability (D&O), and employment practices liability.

With a focus on cyber insurance, Latosha has counseled clients on some of the most widely publicized cyber incidents and recovered millions of dollars for clients. She has handled and tried cases in state and federal trial courts nationwide.

In addition to her legal practice, Latosha is an accomplished author and lecturer, frequently speaking on topics related to insurance coverage and risk management at seminars across the country on emerging issues in insurance, including ransomware, insurance and indemnity clauses in third-party contracts, and insurance coverage denials. She is active in the American Bar Association and currently serves as a member of the Board of Directors of the Women’s Bar Association of the District of Columbia. She previously served as Treasurer, Treasurer-Elect and Secretary for the organization during earlier terms. Latosha has an active pro bono practice, which includes passionately advocating for full democracy for disenfranchised residents of the District of Columbia.

Relevant Experience

  • Audit insurance programs – including providing tailored advice and solutions to protect assets and reputation from cyber risks – for several major corporations, including Fortune 500 hospitality, retail, and financial services companies; private equity firms; a major sports franchise; start-ups; and energy industry companies
  • Serves as insurance coverage counsel for numerous cyber-related insurance claims arising out of social engineering and fraudulent transfer schemes, data breaches, cyber extortion, ransomware, and vendor/supplier cyber incidents
  • Regularly advises clients on additional insured, indemnity, and required insurance provisions in vendor contracts and represents clients in negotiations with counterparties
  • Analyzed coverage for COVID-19 losses, such as business interruption and event cancellation, for various industries, including global private equity firm portfolio companies, financial institutions, retailers, and non-profit organizations
  • Recovered first-party expenses incurred in response to privacy breach incident for national home services provider
  • Represented cedent in state and federal court disputes with facultative reinsurers over coverage for payments for underlying asbestos lawsuits, and involving follow-the-fortunes and follow-the-settlements doctrines, allocation disputes, and reinsurance limits disputes
  • Represented the interests of a large utility provider in an action to recover millions of dollars related to environmental cleanup from more than two dozen excess liability insurance carriers, and involving issues related to the expected or intended loss doctrine, coverage trigger, and allocation

Education
BA, University of Cincinnati, 2001

Areas of Practice

  • Insurance Coverage
  • Litigation

Professional Career



Articles

Additional Articles
  • Riot-Related Damage, Income Losses Covered Under Most Business Owners’ Policies, Daily Business Review
  • Maximizing insurance coverage and managing risks for educational institutions, CEP Magazine
  • Check Your Inventory; Do You Have Enough Cyber Insurance?, Retail Industry 2022 Year in Review
  • Year in review: Top insurance cases of 2018, Thomson Reuters Westlaw
  • Expert Analysis: Gov't Shutdown Can Trigger Event Cancellation Insurance, Law360
  • 2020 Year in Review: Top Insurance Cases of 2020, American Bar Association
  • Top Insurance Cases of 2020 - Part 1: Business Interruption, Insurance Coverage Law Center
  • Top Insurance Cases of 2020: Part 2 - Other Noteworthy Cases, Insurance Coverage Law Center
  • Supply Chain Disruption? Don’t Overlook Insurance, Retail Industry 2021 Year in Review
  • Key Lessons From Peloton’s Tread+ Recall, Risk Management Magazine
  • Lift as You Climb: Accepting the Call to Mentorship, TYL Digital Publication, American Bar Association
  • When Good Isn't Good Enough: Interpreting Undefined “Best Efforts” Clauses in Virginia, VBA Journal
  • The New Bermuda Triangle: Arbitration of Coverage Disputes Under the Bermuda Form, American College of Coverage Counsel Member News Article of the Month
  • What are the Options? Litigating the Availability of Safety Features, The Brief, ABA Tort Trial & Insurance Practice Section Journal
  • Solefully Designed: Insurance Coverage Tailored for the Sneaker Industry, Business Law Today
  • Do the Right Thing: Do Virginia Lawyers Need a Rule for That? YLC Docket Call, Virginia State Bar
  • To Incorporate or Not to Incorporate? That is the Captive Cell Question, Business Law Today
  • On the Record: The Importance of Issue Preservation Throughout Litigation, Virginia Lawyer Magazine
  • Outside Counsel Statements and the Party Exception to Hearsay, ABA Litigation - Pretrial Practice & Discovery
  • “Insurance Law in the District of Columbia,” The District of Columbia Practice Manual 2020 Update
  • Cybersecurity Insurance – Mitigating Compliance Risk Under the DFARS and Other Federal Regulations, Contract Management
  • 2020 Retail Industry Year in Review
  • 2023 Retail Industry Year in Review

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