Abigail’s practice focuses on regulatory compliance and defending companies in enforcement actions and litigation related to consumer protection laws. Abigail regularly defends companies in litigation involving lending and deposit practices and federal and state consumer protection laws. She also advises clients on a variety of compliance issues, including fair lending (Equal Credit Opportunity Act, Regulation B, and Fair Housing Act), mortgage origination and servicing (Truth in Lending Act, Real Estate Settlement Procedures Act, flood insurance issues, and licensing), deposit products (Regulation E, Regulation DD, and overdraft and NSF practices), and consumer protection, including marketing practices (Fair Credit Reporting Act, Fair Debt Collection Practices Act and its state counterparts, Telephone Consumer Protection Act and its state counterparts, and Unfair Deceptive or Abusive Acts or Practices). She regularly represents regulated entities, directors, and officers in investigations, examinations, and enforcement actions by the Department of Justice, Consumer Financial Protection Bureau, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, Federal Reserve, Texas Department of Banking, and U.S. Department of Housing and Urban Development, including responding to notices of violation, examination findings, and administrative proceedings on issues relating to lending and deposit practices and consumer protection.

Abigail served as a judicial clerk for the Honorable William P. Dimitrouleas of the U.S. District Court for the Southern District of Florida from 2009-2011. Abigail is admitted to practice before the U.S. Court of Appeals for the Fifth Circuit, the U.S. Court of Appeals for the Eleventh Circuit, the U.S. District Courts for the Southern, Middle, and Northern Districts of Florida, the U.S. District Courts for Eastern, Northern, Southern, and Western Districts of Texas, and the U.S. District Court for the Eastern District of Wisconsin.

Bar Admissions

Education
JD, University of Miami School of Law, summa cum laude, Order of the Coif, Writing & Research Editor for the University of Miami Law Review, Miami Scholar, 2007

BA, Political Science, Furman University, magna cum laude, Phi Beta Kappa, Phi Eta Sigma, Pi Sigma Alpha, 2003

• Represents financial institutions, directors, and officers in regulatory enforcement actions and actions by the Department of Justice, including responding to "15 day letters" on issues relating to lending practices and debt instruments.
• Represents national retailers in privacy class actions and in connection with investigations by the government.
• Represents a Fortune 500 cosmetic company in class actions and in connection with a state attorney general investigation.
• Represents a Fortune 100 petroleum company in contractual disputes and tort cases.
• Represents a manufacturer of horticultural products in action alleging patent infringement and misappropriation of trade secrets.
• Represented a national grocery store chain in a privacy class action.
• Represented financial institutions in class actions involving credit card lending practices and securities fraud.
• Represented a major international beverage company in a RICO dispute adverse to a foreign sovereign.
• Represented a Fortune 50 bank in connection with €100 million advance fee prime bank fraud.
• Represented a Fortune 500 beverage company in contractual disputes and tort cases.
• Experience representing petroleum franchisors in Petroleum Marketing Practices Act matters and other disputes with franchisees.
• Experience conducting internal investigations and corporate compliance reviews for various Fortune 500 companies.

• Member, Bar of the State of Texas
• Member, Bar of the State of Florida

• Selected as a “Rising Star” for Business Litigation, Florida Super Lawyers magazine, 2016
• Named a “Rising Star” among the top lawyers in Florida by Florida Super Lawyers magazine, 2014-2017

• CFPB Proposed Rule: Slowing the Foreclosure Wave

  By Abigail Lyle |April 2021

• Navigating the Regulatory Compliance Environment for Investment and Business-Purpose Mortgage Loans, The Banking Law Journal
• Expert Analysis: FDIC Action Suggests New Focus On Bank TCPA Violations, Law360
• Redlining In a Post Deregulation Era, ABA Bank Compliance Magazine
• Expert Analysis: Business-Purpose Mortgage Loans Face New Scrutiny In Fla., Law360
• CFPB Finalizes COVID-19 Mortgage Servicing Rules, The Banking Law Journal
• Navigating Fair Lending and Redlining Considerations Under the Biden Administration, The Banking Law Journal
• The Good News Keeps On Coming: Seventh Circuit Holds ATDS Must Be Able to Generate Numbers Randomly and Sequentially, Hunton Retail Law Resource and Lexology
• Redlining in a Post De-Regulation Era, ABA Bank Compliance
• Mitigating FCRA Risks in the COVID-19 World, Pratt’s Journal of Bankruptcy Law
• Trends From CFPB’s Unwavering Focus on Fair Lending, Law360
• Recent NCUA Enforcement Action Underscores Ongoing Importance of Compliance with FinCEN Guidance for Banking Marijuana-Related Businesses, The Banking Law Journal
• Class Action Litigation Trends Warn of Renewed Focus on Overdraft Practices, The Banking Law Journal
• Expert Analysis: What To Expect From CFPB's Overdraft Rule Review, Law360
• DOJ Reiterates Cooperation to Obtain Full Credit and Avoid Penalties, The Wyoming Banker
• 2020 Retail Industry Year in Review