Alex routinely advises borrowers and lenders on a wide variety of mortgage banking and financing transactions. His particular focus is on structuring and negotiating warehouse financings involving residential and commercial mortgage loans and related assets..

As a partner on the structured finance and securitization team, Alex works on an array of financing transactions for borrowers, lenders and servicers involving residential and commercial mortgage loans, RMBS, CMBS, servicing advances and servicing rights. In addition to warehouse lines, Alex frequently counsels hedge funds, investment banks and other financial institutions in structuring and negotiating other transactions involving residential and commercial mortgage loans and asset-backed securities, including loan sales. Alex has also recently represented investment banks in a number of securitizations of performing and non-performing reverse mortgage loans.

Alex was initially trained as a bankruptcy lawyer and represented debtor and creditor clients in a wide range of restructuring matters, both in and out of bankruptcy, including in all aspects of Chapter 11 proceedings and distressed mergers and acquisitions.

Prior to moving to Charlotte, Alex was resident in the firm’s New York office where his pro bono work included no-contest divorces offered to indigent clients of the New York Legal Assistance Group. Shortly after his arrival in Charlotte, Alex was inducted as a member of the inaugural class of the North Carolina Pro Bono Honor Society in recognition of his pro bono legal contributions to the state of North Carolina in 2016. Since that time, Alex has continued his local pro bono service by representing clients seeking to appeal Medicaid disability determinations. 

Relevant Experience

• Develop form repurchase agreements for money-center banks in roll-out of warehouse lending programs.
• Closed multiple repurchase facilities involving performing and distressed mortgage loans and RMBS.
• Represents sellers and buyers of prime, alt-a, subprime and scratch and dent mortgage loans and servicing rights.
• Represented repo buyers and sellers in connection with repurchase facilities involving performing and non-performing mortgage loans, small balance commercial mortgage loans, business-purpose residential mortgage loans and REO property.
• Represented initial purchasers in securitizations of performing and non-performing reverse mortgage loans, including Home Equity Conversion Mortgages (HECMs) and proprietary jumbo reverse mortgage loans.
• Advises sellers and buyers of servicing rights and many types of mortgage loans, including performing, nonperforming, scratch and dent and early buy-out (EBO) mortgage loans.

Bar Admissions

Education
JD, Columbia Law School, Harlan Fiske Stone Scholar, 2009BA, Princeton University, 2005