Andrew’s background in finance and banking provides him with a sound perspective to assist clients in their complex transactions. Andrew represents clients in a variety of transactions involving residential mortgage loans, home equity investment contracts, mortgage servicing related assets, single family rental properties, and fix-and-flip loans. He routinely represents borrowers, lenders, underwriters and issuers of structured finance facilities secured by mortgage servicing rights and home equity investment contracts. He also represents clients in the acquisition, financing, securitization and management of single family rental properties.

In addition to his active practice, Andrew assists clients through the firm’s pro bono office in Church Hill and represents veterans in obtaining benefits in partnership with the National Veterans Legal Services Program.

Bar Admissions

Education
JD, University of Richmond School of Law, cum laude, 2002

BS, University of Richmond, magna cum laude, 1997

• Representation of mortgage loan servicers in all facets of their business, including acquisitions and sales of servicing rights, and financing servicing advance receivables and servicing rights both through structured and conventional credit facilities.
• Representation of issuers, servicers and credit enhancement providers in securitization transactions; asset types include residential mortgages (performing and non-performing), auto loans and manufactured housing-related receivables.
• Representation of commercial banks and mortgage companies in sales and purchases of residential mortgage loan portfolios in the secondary market.
• Representation of financial institutions in repurchase transactions.
• Representation of Ginnie Mae in connection with its Multiclass Securities Program.
• Representation of sponsor and servicer in issuance of securities qualifying for the Term Asset-Backed Securities Loan Facility (TALF) sponsored by the Federal Reserve Bank of New York.
• Representation of major U.S. bank as master servicer, trustee, and bond administrator on mortgage- and asset-backed securities transactions.
• Representation of bank-sponsored asset-backed commercial paper conduits in transactions involving trade receivables, mortgage loans and other financial assets.

• Member, Virginia Bar Association