Ariel A. Berrios is a Shareholder in the firm’s Commercial Finance Practice Group in Los Angeles. He has extensive experience in the areas of banking, bankruptcy, and commercial law. Mr. Berrios represents clients in a variety of industries including national and international lending and financial institutions, domestic and international technology-based companies, food retailers, pharmaceutical, and manufacturing companies.

Mr. Berrios has extensive experience in the areas of asset-based lending, cash flow lending, cross-border financing transactions, factoring, acquisition financing, bridge financing, cannabis lending, rediscount/warehouse lending, and real estate financing. In addition, Mr. Berrios works on senior secured debt, second lien, mezzanine and unsecured/unsubordinated debt. Mr. Berrios’ practice also includes expertise in forbearance situations, workouts, repossessions and foreclosures, as well as 363 sales. He also advises clients on general corporate transactions such as mergers & acquisitions, corporate restructuring, and various forms of financing.

Mr. Berrios is co-author of “Second Lien Financing and Workouts,” Business Workouts Manual, Chapter 30.

He is fluent in Spanish and Portuguese.

Bar Admissions

• California

Education

• Loyola Law School
• California State University, San Bernardino

Significant Accomplishments
<ul><li>Represented ABL division of a national bank as administrative agent in the structuring, negotiation, and closing of a $450 million senior secured revolving line of credit facility to a supplier of critical care pharmaceuticals (including biopharmaceuticals and blood products). Loan negotiation included matters relating to a change in control as a result of a substantial investment by a strategic investor.</li><li>Represented a national bank as administrative agent in the structuring, negotiation, and closing of a $100 million senior secured revolving rediscount line of credit facility to a public company lender in the cannabis industry space</li><li>Represented a national bank as lender in the structuring, negotiation, and closing of an $80 million secured revolving line of credit and term loan facilities to one of the largest privately held fruit growers in the United States. The transaction included the negotiation of a complex intercreditor agreement with a real estate lender.</li><li>Represented a large garment company as Borrower and several of subsidiary guarantors in the negotiation and closing of a $250 million secured cash flow line of credit facility.  The transaction included the negotiation of factoring agreements and the negotiation of intercreditor agreements with the factors.</li></ul>

• Buchalter COVID-19 Client Alert: San Francisco Moves to Lowest COVID Tier in California, Begins Process of Reopening Non-Essential Offices; Other Bay Area Counties Slower to Follow

  By Ariel A. Berrios |November 2020

Additional Articles

• Second Lien Financing and Workouts