Practice Expertise

  • Banking and Financial Services
  • Complex Business Litigation
  • Financial Services Litigation
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Areas of Practice

  • Banking and Financial Services
  • Complex Business Litigation
  • Financial Services Litigation
  • Financial Services Litigaton
  • Litigation
  • Reverse Mortgages
  • Small Dollar and Unsecured Consumer Lending
  • View More

Profile

Graham Gerhardt represents financial institutions in civil litigation throughout the country. He regularly assists clients in both the forward mortgage and reverse mortgage industries. Graham frequently litigates in federal court where he defends lenders and loan servicers accused of violating federal statutes, most commonly TILA, RESPA, the FDCPA, the FCRA, and the TCPA. He also represents clients in state court, defending against claims such as wrongful foreclosure, fraud and deceptive trade practices. Graham oversees these suits through all stages of the legal process, including bench trials, jury trials and frequent depositions and mediations.

In addition, Graham’s practice often involves representing his clients when they are faced with title conflicts and disputes over lien priority, and thus he routinely advises clients in their dealings with taxing authorities, title insurers and homeowners’ associations.

Before focusing on the representation of financial institutions, Graham gained diverse experience as both a litigator and a counselor. During the first several years of his practice, he handled a broad spectrum of matters for clients large and small. Among other litigation matters, Graham defended his clients against employment suits, products liability claims, wrongful death lawsuits, and suits brought by railroad workers pursuant to the Federal Employers’ Liability Act.

Bar Admissions

  • Alabama, 2004
  • Texas, 2011
  • Oklahoma, 2016
  • West Virginia, 2022

Court Admissions
  • United States Court of Appeals, 11th Circuit
  • United States District Court, Middle District of Alabama
  • United States District Court, Northern District of Alabama
  • United States District Court, Southern District of Alabama
  • United States District Court, Eastern District of Texas
  • United States District Court, Northern District of Texas
  • United States District Court, Southern District of Texas
  • United States District Court, Western District of Texas
  • United States District Court, Eastern District of Oklahoma
  • United States District Court, Western District of Oklahoma
  • United States District Court, Northern District of Oklahoma

Education

  • Washington & Lee University School of Law, J.D., 2004, cum laude
  • Duke University, B.A., 1999

Areas of Practice

  • Banking and Financial Services
  • Complex Business Litigation
  • Financial Services Litigation
  • Financial Services Litigaton
  • Litigation
  • Reverse Mortgages
  • Small Dollar and Unsecured Consumer Lending

Blogs

Declassified

The Declassified blog offers commentary and insights on the latest class action suits, significant class action opinions, relevant changes to laws and rules, and important class action trends. Declassified covers topics ranging from significant Supreme Court and appellate court decisions regarding class certification requirements to proposed or enacted legislation, rules and regulations that impact class action litigation to key industry developments that may indirectly impact class action...

It Pays to Be Covered

Bradley's It Pays to Be Covered Blog discusses insurance law developments and industry trends in property and casualty insurance, including the growing cyber insurance market, coverage for drones, and blockchain exposures. We also address practical risk management strategies of interest to risk managers, legal staff, and corporate officers and directors responsible for property and casualty insurance policy portfolios, claims management, and resolution. Our attorneys provide insights based on...

Patent 213

Patent law, like most things in life, is subject to change. Changes to patent laws not only impact investment in your existing IP, but directly shape strategies to protect your freedom to operate. The Patent 213 blog provides up-to-date, insightful analysis of the evolution in the written description and enablement requirements of 35 USC 112 and the subject matter eligibility requirements of 35 USC 101. The Patent 213 blog analyzes key decisions from the district courts and the Federal Circuit,...

The Law of Order

Bradley’s The Law of Order blog serves as a general parliamentary procedure resource, providing information about creation and revision of governing documents (constitutions, bylaws, or rules), application of Robert’s Rules of Order and other procedural authorities in a variety of contexts (such as nonprofits, political parties, homeowners associations, unions, churches, trade associations), and leadership of any type of organizational meeting. In an effort to make all things parliamentary more...

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