Practice Expertise

  • Banking and Financial Services
  • Approval, Compliance and Enforcement Support ...
  • Bankruptcy Compliance and Regulatory Advice
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Areas of Practice

  • Approval, Compliance and Enforcement Support ...
  • Banking and Financial Services
  • Bankruptcy Compliance and Regulatory Advice
  • Class Actions
  • Consumer Financial Protection Bureau (CFPB)
  • Credit and Retail Services
  • Credit Card Services
  • Examinations and CIDs
  • Financial Services Litigation
  • Financial Services Litigaton
  • Government Enforcement and Investigations
  • Litigation
  • Payment Systems
  • Payments
  • Real Estate Litigation
  • Regulatory Compliance
  • State Attorneys General and Regulators
  • Student Loan Services
  • Title Insurance Claims and Title Defect ...
  • Vendor Management
  • View More

Profile

Brian O’Dell represents financial service providers in regulatory, enforcement and litigation matters related to mortgage servicing, mortgage origination, credit cards, debt collection and title insurance. He assists clients in navigating regulatory issues and potential liability by ensuring that their operations are in compliance with federal and state consumer financial protection laws and that they are able to successfully demonstrate their compliance to federal and state regulators, including the Consumer Financial Protection Bureau (CFPB).

Brian routinely handles regulatory examinations and administrative enforcement actions commenced by various regulatory entities, including the CFPB, the Office of the Comptroller of the Currency, the Federal Reserve Board, the U.S. Department of Housing and Urban Development, the Department of Justice, the 50 state attorneys general, and state banking and financial regulators. Most recently, Brian has advised some of the nation’s largest financial institutions in preparing for and managing CFPB examinations, including examinations on Compliance Management Systems, Servicing, Credit Cards, Debt Collection, Sales Practices, Reverse Mortgages and Know Before You Owe. This work includes risk assessments, responding to information requests, self-disclosing issues, and responding to PARR letters and other supervisory letters.

Brian’s litigation experience includes representing financial institutions and insurers nationwide, including handling class actions in Alabama, California, Florida, Illinois and Nevada. He is licensed in eight states and has litigated cases involving causes of action of TILA, RESPA, FDCPA, FCRA, RICO, predatory lending, mortgage-related fees and services, title insurance, wrongful foreclosure, and state deceptive trade practices law. In addition, Brian has litigated all facets of the financial services industry, including origination, warehouse lending, loan repurchase disputes, pooling and servicing agreements, servicing disputes and mortgage fraud.

Brian is an Accredited Mortgage Professional and has taught for more than a decade for the Mortgage Bankers Association. He routinely teaches the Advanced Servicing Workshop and Schools of Mortgage Banking I and II, specifically focusing on laws affecting the mortgagee’s interest in property, regulatory compliance and ethics. Since 2013, Brian has taught Secured Real Property as an adjunct professor at the University of Alabama School of Law in Tuscaloosa, Alabama. Brian is also an adjunct professor at Auburn University teaching Real Estate Development Law through the graduate level Master of Real Estate Development Program.

Brian previously chaired Bradley's Litigation Practice Group and also chaired Bradley’s Business Development and Marketing Committee and led the strategic rebranding efforts of the firm, including a new logo, signage, refreshed website and advanced technologies.

Bar Admissions

  • Alabama, 1998
  • District of Columbia, 2004
  • Florida, 2003
  • Georgia, 2001
  • Mississippi, 2004
  • New York, 2009
  • Tennessee, 2004
  • Texas, 2004

Court Admissions
  • United States Court of Appeals, 5th Circuit
  • United States Court of Appeals, 11th Circuit
  • United States District Court, Northern District of Alabama
  • United States District Court, Middle District of Alabama
  • United States District Court, Southern District of Alabama
  • United States District Court, Middle District of Georgia
  • United States District Court, Northern District of Georgia
  • United States District Court, Middle District of Florida
  • United States District Court, Southern District of Florida
  • United States District Court, Northern District of Mississippi
  • United States District Court, Southern District of Mississippi
  • United States District Court, Northern District of Texas
  • United States District Court, Southern District of Texas
  • United States District Court, Eastern District of Texas
  • United States Federal Court, Western District of Texas
  • United States District Court, District of Columbia

Education

  • Auburn University, Master of Real Estate Development, 2019
  • University of Alabama School of Law, J.D., 1998, cum laude; Senior Editor, The Alabama Law Review; Bench and Bar Legal Honor Society
  • University of Alabama, B.A., 1995, cum laude

Areas of Practice

  • Approval, Compliance and Enforcement Support for HUD, FHA and GNMA Matters
  • Banking and Financial Services
  • Bankruptcy Compliance and Regulatory Advice
  • Class Actions
  • Consumer Financial Protection Bureau (CFPB)
  • Credit and Retail Services
  • Credit Card Services
  • Examinations and CIDs
  • Financial Services Litigation
  • Financial Services Litigaton
  • Government Enforcement and Investigations
  • Litigation
  • Payment Systems
  • Payments
  • Real Estate Litigation
  • Regulatory Compliance
  • State Attorneys General and Regulators
  • Student Loan Services
  • Title Insurance Claims and Title Defect Curative
  • Vendor Management

Blogs

BuildSmart

Significant issues can arise during the three phases of the design and construction process. Effective planning, performance and completion are critical to the success of any construction project. So is informed counsel that addresses a variety of business issues, including mergers and acquisitions, environmental and regulatory compliance, labor and employment, and bankruptcy and tax matters. The Bradley Construction team has extensive industry knowledge and experience that allows us to...

Declassified

The Declassified blog offers commentary and insights on the latest class action suits, significant class action opinions, relevant changes to laws and rules, and important class action trends. Declassified covers topics ranging from significant Supreme Court and appellate court decisions regarding class certification requirements to proposed or enacted legislation, rules and regulations that impact class action litigation to key industry developments that may indirectly impact class action...

It Pays to Be Covered

Bradley's It Pays to Be Covered Blog discusses insurance law developments and industry trends in property and casualty insurance, including the growing cyber insurance market, coverage for drones, and blockchain exposures. We also address practical risk management strategies of interest to risk managers, legal staff, and corporate officers and directors responsible for property and casualty insurance policy portfolios, claims management, and resolution. Our attorneys provide insights based on...

Patent 213

Patent law, like most things in life, is subject to change. Changes to patent laws not only impact investment in your existing IP, but directly shape strategies to protect your freedom to operate. The Patent 213 blog provides up-to-date, insightful analysis of the evolution in the written description and enablement requirements of 35 USC 112 and the subject matter eligibility requirements of 35 USC 101. The Patent 213 blog analyzes key decisions from the district courts and the Federal Circuit,...

The Law of Order

Bradley’s The Law of Order blog serves as a general parliamentary procedure resource, providing information about creation and revision of governing documents (constitutions, bylaws, or rules), application of Robert’s Rules of Order and other procedural authorities in a variety of contexts (such as nonprofits, political parties, homeowners associations, unions, churches, trade associations), and leadership of any type of organizational meeting. In an effort to make all things parliamentary more...

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