Erin is co-chair of the firm’s financial institutions corporate and regulatory practice. She assists clients with a broad range of legal and regulatory matters related to payments and payment systems, digital commerce, banking and financial services, technology and internet products, privacy and data protection laws, and general corporate matters.

Erin regularly advises financial institutions and alternative payment providers regarding mobile banking, mobile payments, and mobile wallet products and services. She has been involved in the creation of new payment networks and has worked extensively on emerging products, services and network operating rules related to mobile payment systems.

On behalf of advertisers, marketers and retail companies, Erin provides industry-focused guidance regarding mobile payments and add-on mobile products such as mobile loyalty/rewards and geo-location advertising, coupons and offers. She also has experience with a broad range of matters related to e-commerce technology and internet products, confidentiality and data security laws. In addition, Erin counsels clients on a broad range of general corporate matters.

A recognized thought leader, Erin writes and speaks frequently on payments, mobile payments, and privacy and data protection issues.

Bar Admissions

Education
JD, Stanford Law School, with distinction, Phi Beta Kappa, 2002

BA, The University of Texas at Austin, with honors, 1995

• Fintech-Forward: U.S. Treasury Department’s Report on Nonbank Financials, Fintech, and Innovation, NextGen Financial Services Report
• BNA Insights: OCC Takes the Lead in Regulating Fintech, Bloomberg BNA’s Banking Report
• Crumpets, Congress, Cannabis and Crypto: Top 10 Issues for Financial Services in 2019 – Part 2, NextGen Financial Services Report
• EU-U.S. Privacy Shield – Recent Challenges: Impact on the U.S. and What Businesses Need to Know, World Data Protection Report
• Legal Issues With Mobile Payments, Author, Texas Lawyer
• Why 'Compliance by Design' Must Be on Fintech's Roadmap, Bloomberg BNA Insights
• The US may be Forced to Accelerate EMV Adoption, E-Finance & Payments Law & Policy
• Treating ICOs and Cryptocurrencies the Same Way is an Expensive Mistake, PaymentsSource
• Top Business Risks for Cloud Computing, State Bar of Texas Winter Newsletter 2015, Corporate Counsel Section
• The rise of patent lawsuits in the mobile payments arena, E-Finance & Payments Law & Policy
• EMV Adoption Mandated by the US Federal Government, E-Finance & Payments Law & Policy
• Brave New Wheels? Potential Uses for Blockchain Technology in Auto Finance, NextGen Financial Services Report
• Looking Ahead to the US FinTech Regulatory Landscape for 2017, Payments & FinTech Lawyer
• Crumpets, Congress, Cannabis and Crypto: Top 10 Issues for Financial Services in 2019 (Part 1 of 2), NextGen Financial Services
• Cloud Computing Legal Issues for Financial Services (Chapter 6), Cloud 3.0 Drafting and Negotiating Cloud Computing Agreements, American Bar Association
• EMV deadline passes in US with many not migrated over, E-Finance & Payments Law & Policy
• 2017 Texas Legislative Recap of New Laws Affecting Financial Institutions Operating in Texas, NextGen Financial Services Report
• United States (Chapter), The Financial Technology Law Review, Edition 3
• Amendments to Regulation CC Affect Liability Considerations for Financial Institutions, NextGen Financial Services Report
• Mobile payments inviting plenty of regulatory scrutiny, Mobile Payments Today
• How & Why Smart Systems Present New Legal Challenges, Texas CEO Magazine
• Cryptocurrency vs. Initial Coin Offerings (ICO): Different Animals, Different Regulatory Concerns, NextGen Financial Services Report
• Mobile Payments Becomes Patent Battleground, Mobile Payments Today
• Accepting Credit Card Payments, State Bar of Texas Circuits Newsletter, Computer and Technology Section
• Of Hal, Skynet and iRobot, Texas CEO Magazine
• Overview of Mobile Payments in the United States, Banking & Financial Services Policy Report
• While CFPB Leadership Fight Continues, Broader Questions Remain About Future of Consumer Financial Regulation, NextGen Financial Services Report
• Incivility and Sanctions, by Erin F. Fonte, for the State Bar of Texas Advanced Civil Trial Course, Advanced Personal Injury Course and Business Torts Course
• Mobile payments start-ups: the need to know legal landscape, E-Finance & Payment Law & Policy
• Mobile Wallets/Mobile Payments and Peer-to-Peer Payments, Chapter 4,  Electronic Payment Systems: Law and Emerging Technologies
• The US OCC holds forum on innovation in banking system, E-Finance & Payments Law & Policy
• Proposed federal cybersecurity legislation, Inside Counsel
• United States (Chapter), The Financial Technology Law Review, Edition 4
• 2019 Retail Industry Year in Review
• 2020 Retail Industry Year in Review