Ms. Kruppa’s practice focuses on corporate, securities, and regulatory representation of commercial banks, holding companies, other financial institutions, and their owners. She regularly advises clients on matters related to the acquisition or sale of existing financial institutions, and the acquisition, sale, establishment and relocation of branch offices.  Ms. Kruppa has represented banks and bank holding companies in over 70 M&A transactions, including whole bank and branch acquisitions.

Ms. Kruppa’s corporate and securities practice includes representation of issuers and placement agents in private offerings of equity and debt securities, and Ms. Kruppa has worked on over 40 offerings.  In addition, Ms. Kruppa regularly advises financial institutions regarding regulatory compliance matters involving the Federal Deposit Insurance Corporation, the Federal Reserve Board, the Office of the Comptroller of the Currency, and other state regulatory agencies, including the Texas Department of Banking.

Ms. Kruppa also advises clients on various strategic opportunities, including Subchapter S restructuring, share repurchases and tender offers, charter conversions, and holding company formations, among others.  Ms. Kruppa is experienced in assisting investor groups with organizing de novo banks, including both the regulatory and capital raise aspects of such formations.

Ms. Kruppa advises clients on the design, implementation and administration of employee stock ownership plans, employment agreements, and related matters.

Ms. Kruppa has been a speaker at numerous banking events, including events sponsored by the Independent Bankers Association of Texas, the Texas Bankers Association, the Oklahoma Bankers Association, Women in Community Banking, Financial Women in Texas, the Independent Community Bankers of America, and the Texas Society of Certified Public Accountants.

Bar Admissions

Education
JD, Southern Methodist University, cum laude, Articles Editor, International Law Review, 2006BBA, Finance, Texas A&M University, magna cum laude, 2002

• Clear as Mud? Understanding The Fed's Change in Control Rules and Common Inadvertent Violations

  By Jacque Kruppa |October 2020

• Presentations Reveal Regulatory Concerns, The Wyoming Banker
• Should You Consider Removing Shareholder Preemptive Rights?
• Six Ways to Protect Your Bank’s S Election, The Texas Independent Banker Magazine