Jarrett is co-chair of the firm’s financial services litigation and compliance practice group. His practice focuses on all aspects of consumer protection law compliance and litigation on behalf of financial institutions. He has defended both civil actions and governmental enforcement actions under the Truth In Lending Act, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Fair Credit Billing Act, Telephone Consumer Protection Act, UDAAP and ECOA. Jarrett also specializes in consumer issues arising under the United States Bankruptcy Code, having overseen enforcement actions by the Executive Office of the United States Trustee and successfully argued multiple appeals on consumer bankruptcy issues. He also advises financial institutions as to policies and procedures for compliance with both federal and state consumer compliance statutes, including preparation for regulatory exams.

Jarrett is admitted to practice in Texas, Florida and Georgia, as well as the United States Courts of Appeals for the Second, Third, Fifth and Seventh Circuits.

Bar Admissions

Education
JD, Tulane University Law School, cum laude, Justice, Moot Court Board, 2000

BS, Belmont University, cum laude, 1997

• Advised credit card issuing financial institution on consumer compliance issues in acquisition of $1 Billion credit card portfolio.
• Defended credit card issuing financial institution in class actions asserting Fair Debt Collection Practices Act claims and related state statute claims.
• Defended auto lender in suits asserting claims under Fair Debt Collection Practices Act.
• Advised financial institution in compliance of consumer bankruptcy notification and claim filing process.
• Defended financial institution in lawsuit by Office of the United States Trustee asserting claims under the Bankruptcy Code related to consumer bankruptcies.
• Advised auto lending and credit card issuing financial institutions on collections compliance with FDCPA, FCRA, FCBA, TILA and other consumer compliance statutes.

• CFPB In-House Judges May Be Next to Come Under Scrutiny, Law360
• 11th Circ. Extends FDCPA To Bankruptcy Proofs Of Claim, Law360
• Foreseeable Harm Is Not Enough: Supreme Court Rejects Eleventh Circuit’s Relaxed Interpretation of Proximate Cause for Lending Discrimination Claims, Banking Law Journal
• Circuit Split Developing Over Modification of Mortgages on Mixed-Use Properties, Banking Law Journal
• The CFPB Issues Rule Prohibiting Certain Arbitration Clauses, Payments Journal