Karla Andino is a senior associate at Consortium Legal Honduras. With 15 years of experience in the financial sector. She specializes in banking and corporate practice. She provides legal counsel for local and foreign financial institutions regarding regulatory, corporate, and contractual issues, which includes the advising on financial products, and banking operations, such as cross-border transactions, consumer banking, credit card operations, securities and others. She also has experience advising corporations in all contractual matters, service agreements, construction projects, corporate restructurings and in general, diverse matters related to commercial and corporate agreements.

Education
LL.M in International Legal Studies, Georgetown University Law Center, United States (2007)
Degree in Legal Sciences, National Autonomous University of Honduras (UNAH), Honduras (2004)

Professional Associations
She was the Legal Head for Citi s Financial Group in Honduras for almost four years. During this time, she created the Legal Department, provided legal counsel to the group s corporate bank segment as well as to its consumer and credit card operations. She also led and managed the corporate governance and legal risk corporate policies for all of Citi s legal entities in the country. She has been a consultant to the World Bank in Washington D.C. on issues related to legal frameworks and its adequacy to provide access to economic, credit and labor markets. Prior to this, she was also a consultant on Human Rights issues, with an emphasis on children s human rights and was part of an inter-institutional commission that launched specific legal framework against trafficking and exploitation of children.

Honduras: Electronic Signature Law Reforms and Contracts Through Online Means: //consortiumlegal.com/en/honduras-electronic-signature-law-reforms-and-contracts-through-online-means/