Cal Renegar has extensive experience advising lenders, borrowers and other parties in the real estate and finance industries in structuring, negotiatingand documenting permanent, interim, term, construction, revolving and non-revolving, working capital, general corporate and other types of complexfinancing transactions. Cal serves as counsel to numerous life insurance companies, national, regional and local banks and corporate clients in a widevariety of commercial and real estate lending matters secured by real property, including office, multifamily, industrial, retail, hospitality and othercommercial projects. He advises clients throughout Tennessee, the Southeast and the United States, with a particular emphasis on advising life insurancecompanies and other institutional lenders in permanent financing transactions. Cal regularly represents lenders in portfolio financing transactionsinvolving real property collateral in multiple states. His experience also includes acting as Tennessee local counsel for transactions outside of Tennesseebut involving real property and/or entities formed in Tennessee. He has significant experience representing lenders in all phases of loan servicing,including loan modifications, loan assumptions, workouts, foreclosure proceedings, loan sales and REO sales.

Cal also has the privilege of serving as primary counsel to a healthcare lending client. He advises principals on structuring and documenting loans tophysicians and entities to finance their acquisition of interests in ambulatory surgery centers and dialysis clinics throughout the United States,typically secured by a pledge of the acquired interests and/or other personal property.

Cal serves on the Board of Directors of the Nashville Opera Association, where he is also an Impresario Council member. While not a life-long patron of theopera, Cal and his family have quickly developed a love and appreciation for opera.

Bar Admissions

• Tennessee, 2008

• Tennessee Supreme Court

Education

• Vanderbilt University Law School, J.D., 2008, Articles Editor, Vanderbilt Journal of Transnational Law; Lightfoot, Franklin and White Best Brief Award
• Middle Tennessee State University, B.S., 2000, summa cum laude; Presidential Scholar, 1997-2000; James M. Buchanan Scholar, 1997-2000