Chad Pugh is a Shareholder in Buchalter’s Salt Lake City office and a member of the Litigation practice group. Mr. Pugh represents clients in commercial litigation matters, with an emphasis in consumer financial services, securities, and real property matters. He has broad experience representing lenders in mortgage-related litigation arising under federal and state consumer protection laws, including the Truth in Lending Act, the Real Estate Settlement Procedures Act, the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and unfair trade practices statutes. His commercial litigation experience in other substantive areas includes securities litigation, labor and employment, white collar defense, and bankruptcy litigation.

Bar Admissions

• Utah
• Massachusetts

Significant Accomplishments
<ul><li><em>Bank of America, N.A. v. Genworth Financial, Inc.</em> (AAA arbitration) – represented national bank in arbitration asserting claims for breach of mortgage insurance policies and against counterclaims for rescission of insurance coverage.</li><li><em>Federal Home Loan Bank of Pittsburgh v. Countrywide Securities Corporation </em>(Pennsylvania state court) – defended originators of mortgage-backed securities against claims for fraud, negligent misrepresentation, and violations of federal securities laws.</li><li><em>Jerome Hart v. Bank of America Home Loans, Inc.</em> (D. Mass.) – represented national bank against class action lawsuit alleging that lender originated unfair and deceptive loans and engaged in negligent underwriting.</li><li><em>In re Countrywide Financial Corporation Securities Litigation</em> (C.D. Cal.) – defended loan originator against stockholder class action lawsuit alleging that originator violated federal securities laws, misrepresented underwriting standards, and engaged in improper loan origination practices.</li><li><em>Prudential Insurance Company v. SW LLC 100 LLC</em> (Bankr. D. Mass.) – represented creditor in bankruptcy trial seeking relief from the automatic bankruptcy stay to allow creditor to foreclose on hotel development.</li><li><em>Rocky Mountain Power v. Randy Marriott</em> (2nd D. Utah) – represented utility in eminent domain action seeking to condemn easements for transmission line.</li><li><em>Allred, et al. v. PacifiCorp</em> (D. Utah) – represented utility in mass tort action alleging that utility caused a 46,000-acre wildfire.</li><li><em>Arrow Enterprise Computing Solutions, Inc. v. BlueAlly LLC </em>(E.D.N.C.) – successfully tried case to jury verdict in breach of contract action seeking lost profit damages.</li><li><em>U.S. Bank National Association, as Trustee v. Lisa Mae Grant</em> (Oregon state court) – successfully tried case to verdict in action to foreclose on lender’s security interest in real property.</li><li>Pro bono matters include representation of a criminal defendant against federal drug charges, tenants in landlord-tenant disputes, and a nonprofit organization in a breach of contract action.</li></ul>

• Recent Developments in Health Law, Standridge v. Union Pacific Railroad Company