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Joanne N. Davies

Joanne N. Davies



  • Litigation
  • Labor & Employment
  • Mortgage Lending
  • Trade Secrets & Employee Mobility

WSG Practice Industries


California, U.S.A.


Joanne N. Davies focuses her practice on representing corporate clients, banks, mortgage companies, loan servicers and other financial institutions in a broad range of general business and commercial litigation matters in both state and federal court including matters arising from breach of contract, ownership disputes and business tort claims.

Ms. Davies has substantial experience representing lenders and loan servicers in Multidistrict litigation and individual lawsuits involving the Truth-In-Lending Act, the Real Estate Settlement Procedures Act, state Consumer Fraud Acts, predatory lending claims, fraud, negligence and wrongful foreclosure.  Her practice also includes representing the insured in escrow and title insurance litigation to enforce coverage.

Ms. Davies has significant experience investigating and prosecuting claims involving allegations of employee misconduct including trade secret misappropriation, unfair competition, fraud and embezzlement.

Ms. Davies routinely assists clients in responding to grand jury subpoenas, deposition subpoenas for documents or witnesses, and trial subpoenas issued by state and federal prosecutors, regulators, government agencies, law enforcement agencies and other third parties.

Bar Admissions

  • California


  • Loyola Law School
  • Point Loma University
Areas of Practice

Labor & Employment | Litigation | Mortgage Lending | Trade Secrets & Employee Mobility | White Collar & Investigations

Professional Career

Significant Accomplishments

Published Opinions

  • Ameriquest Mortgage Co. v. Office of the Attorney General of Washington, 177 Wash.2d 467 (Wash. Sup. Ct. 2013)
  • Ameriquest Mortgage Co. v. Washington State Office of the Attorney General, 170 Wash.2d 418, 241 P.3d 1245 (Wash. Sup. Ct. 2010)
  • Ameriquest Mortgage Co. v. The Attorney General of Washington, 148 Wn.App. 145, 199 P.3d 468 (Wash. Ct. App. Div. 2, 2009)


Buchalter COVID-19 Client Alert: San Francisco Moves to Lowest COVID Tier in California, Begins Process of Reopening Non-Essential Offices; Other Bay Area Counties Slower to Follow
Buchalter, November 2020

On October 20, 2020, San Francisco County was upgraded to the “minimal” tier within the California COVID-19 tracking system, meaning it has the fewest restrictions on reopening all businesses as promulgated by the State of California. In order to qualify for the “minimal” tier, a county must have an infection rate of less than one daily new positive COVID case per 100,000 residents and have a positive test rate of less than 2% for two consecutive weeks...

Buchalter COVID-19 Client Alert: CFPB Issues Rule Extending the “GSE Patch”
Buchalter, October 2020

On October 20, the Consumer Financial Protection Bureau (CFPB) issued a final rule extending the Government Sponsored Enterprise “GSE Patch”, which was set to expire on January 10, 2021...

CFPB Withdraws Former Marketing Services Agreement Guidance; Issues New Frequently Asked Questions Regarding RESPA Section 8 and MSAs
Buchalter, October 2020

On October 7, the Consumer Financial Protection Bureau (CFPB) took steps to clarify its interpretation of how settlement service providers may comply with the “no kickback” and “unearned fee” provisions of Section 8 of the Real Estate Settlement Procedures Act (RESPA) by promulgating a new set of Frequently Asked Questions (FAQs). The FAQs provided several concrete examples to shed light on what activities are allowed under those provisions...

Additional Articles

  • Buchalter COVID-19 Client Alert: Supreme Court Holds That in Applying COVID-Related Stays of Eviction Proceedings, Landlords Must Be Given the Opportunity to Challenge a Tenant’s Claim of COVID-Related Hardship
  • CFPB Extends Compliance Deadline for New Qualified Mortgage Definition to October 1, 2022
  • Revising the New General QM Final Rule and Seasoned QM Final Rule: CFPB Expected to Postpone the Mandatory Compliance Date for the New General QM Final Rule and New Seasoned QM Final Rule and Temporarily Keep the GSE QM Loan Definition in Place, and Will Consider Revising the Seasoned QM Rule and Other Portions of the New QM Final Rule
  • CFPB Acting Director Considering Delay in New Qualified Mortgage Rule
  • Coming in 2021: CFPB Finalizes Changes to “Qualified Mortgage” Definition and Creates a New “Seasoned QM” Loan Category
  • Buchalter COVID-19 Client Alert: CFPB Issues Rule Extending the “GSE Patch”
  • Buchalter COVID-19 Client Alert: CFPB Issues Proposed Rule, FAQs and Revised CHARM Booklet for Transition from LIBOR
  • Closing Protection Letters: Overlooked Indemnity Coverage for Common Foreclosure Defense Claims

WSG's members are independent firms and are not affiliated in the joint practice of professional services. Each member exercises its own individual judgments on all client matters.

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