Lindsay Henry is a senior counsel in Dykema’s Financial Industry Group. Her experience includes counseling state and national banks, fintech companies and a variety of other financial institutions and financial services providers on regulatory issues and compliance, consumer credit transactions, deposit products, bank mergers and acquisitions, licensing, regulatory applications, technology contracting, payment processing, fair lending and privacy matters, digital banking, mortgage lending and servicing, stored value products and marketplace lending arrangements.

Lindsay has advised clients on outsourcing, vendor and client services agreements and developing vendor management programs; treasury management and payment processing arrangements; interest and usury; and the permissibility and structure of new activities and investments. She works with banks and fintech companies to structure marketplace lending relationships, including conducting due diligence reviews; drafting and negotiating loan program agreements, loan purchase and participation agreements, and marketing and servicing agreements; analysis of state licensing requirements; and preparing customer-facing documentation and disclosures. She regularly works with banks and other financial companies to draft and structure consumer loan documentation and disclosures, solutions to specialized mortgage loans and delinquency workouts, and regulatory policies and procedures to direct future compliance.

Prior to her legal career, Lindsay worked as a bank examiner at the Federal Reserve Bank of Chicago, analyzing the regulatory compliance of large banking organizations and non-bank subsidiaries.

Bar Admissions

Illinois

Education
Saint Louis University School of Law, J.D., 2008

• Staff Editor, Saint Louis University Law Journal

University of Richmond, B.A., cum laude, 2005

• Illinois Passes Bill Prohibiting Lenders From Charging More Than 36% APR on Consumer Loans

  By Lindsay Henry |January 2021

• Illinois Suspension of Consumer Debt Collection Measures Takes Effect

  By Lindsay Henry |April 2020

• Considerations for Financial Institutions Regarding Security Procedures for a Remote Workforce

  By Lindsay Henry |March 2020